But users don't just have to worry about hardware failures. There are a range of other unforeseeable problems that could arise when least expected such as theft or even fire.

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Depending on what your profession or hobby is you may only need to backup a small amount of data, or quite the opposite, and have huge storage requirements. The first group can easily get away with using flash memory drives these days. However, if you are looking at storing hundreds of gigabytes of data then an alternate solution will be required.